Options to deal with decisions in difficult times

The current climate for farmers in the Riverina is one of frustration. Commodity prices are well above average however, the means to capture that opportunity is limited by the climate and water allocations. Land and water values have risen significantly in recent times and this may have a bearing on the decisions you make about managing the future.

The question remains - how do we manage the short-term future with these challenges.

Remember that each business is different and each business owner is different in terms of priorities, circumstances and attitude to risk - plans made for one business may not suit others.

Graham Christie, Rural Financial Counsellor suggests several areas and processes to explore when you are developing your plan.